JUDIJANTO, Loso. Optimizing Risk Management in Financial Management of MSMEs in the Digital Era. ijogma: Indonesian Journal of Global Management, [S. l.], v. 1, n. 1, p. 11–18, 2023. Disponível em: https://edujavare.com/index.php/ijogma/article/view/534. Acesso em: 28 jan. 2026.