Kasmanto Miharja, and Ade Sri Mulyani. “The Effect Of Monthly Budget Use And Saving Habits On Generation Z’s Personal Fund Management”. EDUJAVARE: International Journal of Educational Research 4, no. 02 (July 18, 2026): 401–406. Accessed July 29, 2026. https://edujavare.com/index.php/EDUJAVARE/article/view/1694.